What if your ₹10,000 could grow into crores? Yes, it’s possible if you have a clever approach towards money. We are surrounded by people who give a lot of advice on investment. This will confuse you and you’ll end up investing in no funds or market. 

 

If you’re a college student, a working mom, or someone who just got tired of watching salary vanish, this guide is for you. We’ll walk you through a method that helps you get a lot of money after a few years of investing. So, let’s break it down!

Know the Power of Compounding

Compounding is the reason many small investors turn into crorepatis over time. When your money earns returns, and those returns start earning more returns, the snowball gets bigger on its own. The earlier you start and the more consistent you are, the faster this effect multiplies.

 

And you can get benefits of compounding by investing with Wealth Escalator by JRG, the best mutual fund investment company in Gurgaon. 

 

Let’s explore what are these right investment options that will help you grow your wealth. 

1. Equity Mutual Funds

Equity mutual funds invest your money in shares of companies across sectors. Over time, these funds have historically delivered higher returns than fixed deposits or savings accounts. 

 

A beginner can get started with as little as ₹500 through SIPs. To get proper guidance, it’s smart to go with the best mutual fund investment company in Gurgaon.

2. Index Funds

Index funds fluctuate whenever the market changes i.e. NIFTY 50 or Sensex. These are ideal for those who don’t want to track individual stocks. They have lower fees and deliver decent returns over the long run. 

 

Over 10–15 years, it has outperformed other actively managed funds. If you’re looking for consistency without watching the market every day, this will be one of the best wealth building plans.

3. SIPs (Systematic Investment Plans)

SIP is an automatic monthly investment method and allows you to invest fixed amounts from your salary in mutual funds. 

 

SIPs remove emotion from investing and help investors ride out market ups and downs. Over years, SIPs grow into large sums even if you’re just investing ₹5,000 or ₹10,000 a month.

4. Large-Cap Stocks

Large-cap stocks belong to companies with strong reputations, solid balance sheets, and long-standing market presence. These stocks tend to be more stable during volatility and still offer growth. 

 

Many experts suggest focusing on large-cap stocks for a better risk-reward ratio. They are perfect for compounding because they allow you to hold for the long haul with fewer surprises, especially when backed by quality research and regular tracking.

5. REITs and Gold

Real Estate Investment Trusts (REITs) and gold are strategic diversification tools. REITs offer property market exposure without buying actual land, while gold acts as a hedge when equity markets wobble. 

 

Both add balance to your portfolio, and when held long-term, they contribute to compounding too. Add these wisely or you can take advice from Wealth Escalator by JRG, the best wealth creation service provider in Gurgaon. 

Example: How to Turn ₹10,000 to Crores

Let’s say you start putting ₹10,000 every month into a mutual fund through SIP. You can pick a solid equity mutual fund, one that mirrors the Nifty 50 or a well-performing large-cap fund.

Now, assume your investment earns an average return of 12% annually, a figure equity mutual funds have often delivered over the long run. Here’s what your ₹10,000/month can grow into:

• In 10 years: Around ₹23.2 lakhs
• In 20 years: Over ₹98.3 lakhs
• In 25 years: ₹1.76 crores
• In 30 years: Close to ₹3.5 crores

That’s how money grows when left alone with time and patience.

Small SIP, Big Dreams: Your ₹10K Roadmap to ₹5 Crores

If you want to make this possible, you can connect with financial advisors at Wealth Escalator by JRG. We are the best wealth creation service provider in Gurgaon who use this approach to build wealth for your retirement, your kids’ education, or for your dream home. 

Want to hit ₹5 crores? You can increase your SIP amount as a small investment over time can lead to giant leaps in returns.